California MHP News

Wed, Dec 30, 2015 – Tim and Eva Jisser started a mobile home park in Palo Alto, California, in 1986. Now the family wants to move on, but the city told them they must pay $8 million to do so. The Jissers believe that the right to own property includes the right to close a business you no longer want to operate, so they’re suing in federal court.

Tim and Eva Jisser immigrated to America in the 1970s from Israel. In 1986 they created Buena Vista Mobile Home Park, which is now mostly run by their son, Joe. Tim is age 71, and wants to retire from the business entirely.

There are much more productive uses for their prime real estate now, so the Jissers are trying to close their park and have the land rededicated to more profitable uses. But Palo Alto claims the right to make them pay $8 million resettlement costs and subsidized housing for all their tenants.

Wed, Dec 30, 2015 – The MHPHOA have a 2014, 2015 and 2016 MRL with notations on many of the sections that are being exploited by multiple corporations and individual park owners in the State of California. Section 798.56(e)(1) is the single largest contributing factor to the loss of mobile homes to a Kort & Scott Financial Group named business entity.

Think about this, if you live in a site-built home, your utilities such as electric, gas, water, trash and sewage are normally billed by the utility companies or the agency responsible for that service. If you have a dispute with an overbilling on your utility bill(s) and you short pay it, the company billing you is not going to send you a 3/60 notification threatening you with the loss of your home if you don't pay the bill in three days.

If you live in a California mobile home park that has not been through a utility upgrade, your utilities may be billed as line items included on your Statement, they are not billed separately.

If you have a dispute with an overbilling of a utility charge, companies like Sierra Corporate Management may issue you a 3/60 notification for failure to pay rent. Yes, that is how it works due to this major loophole in the California Mobilehome Residency Law (MRL). This is being exploited at predatory levels not only by KSFG named business entities but, there are other corporations using these same tactics.

Article 6 – Termination of Tenancy

From the 2016 California Mobilehome Residency Law, Article 6, Termination of Tenancy.

Nonpayment of rent, utility charges, or reasonable incidental service charges;

1. §798.55 Legislative Intent; Termination for Cause; 60-Day Notice
2. §798.56 Seven Authorized Reasons for Termination of Tenancy

Wed, Dec 30, 2015 – This is an information request sampling of ten (10) Unlawful Detainer Lawsuits, for one (1) of thirty-one (31) mobile home parks, owned by a KSFG named business entity and managed by Sierra Corporate Management.

There are a large number of these Unlawful Detainer Lawsuits being filed in most of the 33 mobile home parks owned by a KSFG named business entity and managed by Sierra Corporate Management.

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Mon, Dec 28, 2015 – Capital One announced it has provided an $11.719 million Freddie Mac adjustable-rate loan to refinance Starlight Mobile Home Park, a 162-space, seniors-only manufactured housing community (MHC) in El Cajon, California, in San Diego County. Senior Vice President Chad Thomas Hagwood originated the transaction.

The borrower purchased the park in May, 2015. Starlight has a clubhouse, pool, spa, and community laundry, and almost two-thirds of the homes are owned by the park. “We structured the deal with two years’ interest only,” Hagwood said. “This will give the borrower the chance to put the park on more solid footing.” The El Cajon submarket is performing well, with vacancy rates projected to average 1.8 percent through 2019.

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Note: The above referenced “borrower” is a Kort & Scott Financial Group (KSFG) named business entity. There are three named business entities associated with Starlight Mobile Home Park. DBA: Davis Group Exchange LLC, Starlight Exchange LLC, Starlight MHP LLC

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Tue, May 12, 2015 – The 162 space Starlight Mobile Home Park at 351 East Bradley Avenue, El Cajon, California 92021, has been sold for $17,981,000, cash. The buyers are Davis Group Exchange LLC (52.7%), Starlight MHP LLC (34.5%) and Starlight Exchange LLC (12.8 %), 320 North Park Vista Street, Anaheim, California 92806.
San Diego Source – Real Estate Briefs

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Capital One Multifamily Finance
Capital One Home Multifamily Finance Freddie Mac

As a Freddie Mac lender, Capital One Multifamily Finance provides a full range of competitively priced mortgage products for the acquisition, refinancing, and rehabilitation of multifamily high-rises and communities. Qualified as a Program Plus® seller/servicer, we were ranked sixth nationally among Freddie Mac lenders in 2013.

Capital One Multifamily Finance Team
Capital One Home Multifamily Finance About Us Our People

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GMAC Provides $94.7 Million for MH Communities in CA and NM

Fri, Jun 3, 2005 – While working with GMAC Commercial Mortgage Corporation, Chad Thomas Hagwood arranged for a $94.7M Fannie Mae loan for Kort & Scott Financial Group in 2005 for a portfolio of six manufactured home communities in California and New Mexico.

Mobile Home Parks Purchased (6) by KSFG in 2005

1. Continental Manufactured Home Community
2. Cottonwood Village Mobile Home Park
3. Hollydale Mobile Home Park
4. Knolls Lodge Mobile Home Park
5. Knolls Manor
6. Riverside De Santa Fe

Sun, Dec 27, 2015 – My name is Robin, I am a 51 year old disabled female. I have MS and other health related challenges. I am now homeless because of fraud taking place at Arrowhead Mobile Home Park located at 201 East Arrow Highway in Glendora, California 91740, 626-963-2295.

I just lost my mobile home along with four others all in one year. Trudy Jacobs, the park manager for Sierra Corporate Management, stole everything in my home, she threw away my parent's ashes. This lady is going to jail, these people bully everyone, I'm not afraid, I'm homeless because of their fraudulent activity.

I can't cry anymore, it's justice time. Anyone who would like to add to this case, please call Detective Houser at the Glendora Police Department, 626-914-8250.

Sun, Dec 27, 2015 – Here is a quote from Dave Reynolds, the Co-Founder of Mobile Home University (MHU) in Colorado, where they train prospective predatory park owners on how to make big money in the mobile home park business by pushing rents relentlessly.

Synonyms for Relentless: Oppressively Constant, Cruel, Heartless, Incessant, Merciless, Pitiless, Remorseless, Ruthless, Severe, Unforgiving, Unmerciful

Push Rents Relentlessly

There is no better way to make money in the mobile home park business than to increase rents. Every dollar of that increase goes directly to the bottom line and is worth 10 times more in determining the value of the park. Increasing rents by $1,000 per month yields $120,000 in sales value enhancements, at a 10% cap rate.

Groom the Park Into a 20% Cap Rate

If you push the rents by about 10% each year, it will take you only about seven years to double the rent. Can you push rents this aggressively? You bet. At $3,000 or so to move a mobile home, there is a huge barrier to moving out, so tenants will accept pretty much whatever you raise the rents to.
Dave Reynolds, Mobile Home University (MHU)

Dave Reynolds is an active community investor and also the founder and owner of MHPS.com and MHBay.com. Dave recently teamed up with another industry professional and investor, Frank Rolfe, and together they have created an entire series on How to Buy, Sell, Operate and Turnaround MH Communities.

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Fri, Dec 25, 2015 – Español: Mami, las luces están parpadeando! Sabemos miel, los vecinos solo encienden sus luces de Navidad. English: Mommy, the lights are flickering! We know honey, the neighbors just turned on their Christmas lights.

Thu, Dec 24, 2015 – As a Kort & Scott Financial Group (KSFG) owned mobile home park resident, have you ever wondered where all the profits from the mobile home parks go?

With KSFG space rents double, sometimes triple that of surrounding parks, you would think your mobile home park would be a five-star palace but instead, you've ended up in an overly priced one-star trailer park with a failing infrastructure and a completely different demographic. How did this happen? Where did all the money go?

Michael H. Scott's Proposed $150M Giga-Mansion
10101 Angelo View Drive, Los Angeles, California 90201

Check out this proposed $150M Giga-Mansion to be built in Los Angeles, California by Michael H. Scott of Kort & Scott Financial Group. This entertainment complex will be a mind-boggling 139,000 square feet. There is a proposed basement (built into the mountainside) that is at least 40,000 square feet.

Read more about 10101 Angelo View Drive, Los Angeles, California 90210.

Are You a Victim of Kort & Scott Financial Group?
DBA: Sierra Corporate Management

If you've been a victim of Kort & Scott Financial Group's aggressive predatory business practices, The Afriat Consulting Group want to hear your story today.

You can submit your stories via our secure online contact form and we will promptly forward them to Aaron Green for further review. Your stories will be read by city and state officials. This is your chance to have your story told.

Wed, Dec 23, 2015 – The MHPHOA research team have been assembling a list of quotes from various individuals in the mobile home park industry e.g. park owners, park managers, park lawyers, etc.

Periodically, we will post a "Quote of the Day" showing you how these mobile home park owners, and their advisers, view the residents they are preying upon. We've seen references to mobile home owners as "Chattels" (rhymes with cattle) and "Cash Cows".

Regarding today's quote, one of the biggest loopholes in the California MRL has to do with 3/60 notifications and Unlawful Detainer Lawsuits. This MRL loophole is the single biggest contributing factor to mobile home owners in California losing their homes to aggressive predatory park owners like Kort & Scott Financial Group (KSFG) and their mobile home park management division Sierra Corporate Management (SCM).

Here is a quote from Frank Rolfe, the Co-Founder of Mobile Home University (MHU) in Colorado, where they train prospective predatory park owners on how to make big money in the mobile home park business.

Unfair Advantage #3: If you don't pay your rent, the park owner takes your house.

Of course, that's not what the law says – but that's how it works in real life in 99% of the cases. Let's assume the tenant can't pay their lot rent, but own their own home. They obviously can't afford to pay a mobile home mover $4,000 when they don't even have the $300 or so for lot rent. So instead they run off and abandon it. Then the park owner takes the home through abandoned property laws. Sure, it sounds unfair. But there's nothing illegal about it. It's no different than the self-storage center owner selling the tenant's contents for unpaid rent – except for the fact that the home is worth about 100 times more than the usual self-storage contents.
Frank Rolfe, Mobile Home University (MHU)

Frank Rolfe has been an investor in mobile home parks for almost 30 years, and has owned and operated hundreds of mobile home parks during that time. He is currently ranked, with his partner Dave Reynolds, as the 6th largest mobile home park owner in the U.S., with over 170 communities spread out over 20 states. Along the way, Frank began writing about the industry, and his books, coupled with those of his partner Dave Reynolds, evolved into a course and boot camp on mobile home park investing that has become the leader in this niche of commercial real estate.

Tue, Dec 22, 2015 – Meme: A humorous image, video, piece of text, or other media that is copied and spread rapidly by Internet users. A Meme is an idea, behavior, or style that spreads from person to person within a culture. An Internet Meme may take the form of an image, hyperlink, video, picture, website or hashtag.

Tue, Dec 22, 2015 – Helpful tips for California Mobile Home Owners. Do you have ants in your pants? Do you have rodents under your mobile home? Ever experience a sewage spill in your mobile home park?

Sat, Dec 19, 2015 – The MHPHOA have developed a repository for litigation proceedings against a Kort & Scott Financial Group (KSFG) DBA and its mobile home park management company Sierra Corporate Management (SCM).

Additional Litigation Proceedings Against a KSFG DBA

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Fri, Dec 18, 2015 – This complaint is required reading for mobile home owners in parks owned by a Kort & Scott Financial Group (KSFG) DBA and managed by Sierra Corporate Management (SCM). Royal Western Mobile Home Park is owned by KSFG and managed by SCM – even after losing two (2) FTM Lawsuits in eight (8) years.

This was the first of two lawsuits that have been filed and won by residents in Royal Western Mobile Home Park. Our sources inform us that the second lawsuit (YC066308), identical to the first lawsuit, was filed on January 13, 2012 and won by residents on August 28, 2014 – they were awarded $1,700,000+ in damages.

Complaint Summary: Complaint for Nuisance, Breach of Contract, Negligence, Breach of the Covenant of Good Faith and Fair Dealing, Negligence Per Se, Unfair Business Practices, Breach of Warranty of Habitability and Covenant of Quiet Enjoyment, Declaratory Relief.

1. General Class Action Civil Case Against: Royal Western LLC
2. Original Complaint Filed: May 28, 2004
3. Where: Los Angeles Superior Court
4. Case Number: BC316282
5. Mobile Home Park Owners: Kort & Scott Financial Group (KSFG)
6. Doing Business As (DBA): Royal Western LLC
7. Mobile Home Park Management: Sierra Corporate Management (SCM)
8. Status: Plaintiffs 1-XX Won Class Action Lawsuit on December 12, 2006
9. Damages Awarded: $1,300,000+

Complaint Against Royal Western LLC
File Type: PDF, Pages: 24, File Size: 867KB

Fri, Dec 18, 2015 – If you purchased your mobile home in a KSFG owned, and SCM managed mobile home park, and you did not handle the transaction with a Licensed Real Estate Broker or an HCD Licensee, there is a possibility that you are without the Title (or its equivalent) to your mobile home after purchase.

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In addition to contacting the HCD, contact the California Department of Business Oversight (DBO) regarding the purchase of your mobile home from Sierra Corporate Management or one of its affiliates. Be sure to have all purchase documentation ready. You can call the DBO at 866-275-2677 or 916-327-7585 and they will assist you with your complaint.

Thu, Dec 17, 2015 – The new Window to the Bay Park, which has been planned since 2002, started construction in December 2013 and has cost the city roughly $35.8 million in design, construction and furnishings, said Laura Detweiler, director of the city’s Recreation and Senior Services. The site housed the Marina Park mobile home park until 2013, and had been considered for a hotel until voters rejected the proposal.

• 2007: City settles with developer and residents, who agree to sell their homes to the city for $35,000 each and are allowed to stay for the time being.
• 2009: City approves park plan.
• 2013: In August, California Coastal Commission issues a development permit. City sends out eviction notices to residents.
• 2013: In December, city owned mobile homes are removed; grading begins.
• Dec 19, 2013 – Marina Mobile Homes May Find New Life

  Note: There were more than a handful of these that were moved into Tustin Village Mobile Home Park which was/is in direct violation of the TVMHP Rules and Regulations.

  • See the Before and After
  • Complaint to SCM – Violation of Park Rules and Regulations
• Feb 2, 2014 – Newport Breaks Ground on $39 Million Marina Park

Scheduled for Demolition – Moved Into Tustin Village Mobile Home Park

Thu, Dec 17, 2015 – What is Elder Abuse? In California, elders are defined as persons 65 years and older. Under California law, elder abuse can be both Criminal and Civil. If you are an elder adult (65 years and older) or dependent adult (18-64 who are disabled), you are protected by the California Elder Abuse laws. If you feel that you are the victim of Elder Abuse, please contact the Adult Protective Services (APS) toll free number listed for your county on this page. You can also report Elder Abuse on behalf of someone else and remain anonymous.

Sun, Dec 13, 2015 – There are various complaints that a resident can file against Kort & Scott Financial Group (KSFG), Sierra Corporate Management (SCM), and/or any of its affiliates e.g. Two Palms Real Estate (TPRE).

We've provided instructions, prefilled fillable PDF forms, and legal references for review. Click/tap the images below to choose the appropriate agency for more information.

You must have supporting documentation for your complaints e.g. long-term lease agreements, rules and regulations, rent statements, 14 day incidental notices, 3/60 notices, supporting pictures, audio, videos, dates, times, any written communications to support your complaint claims.

Tustin Village Mobile Home Park
15352 Williams Street, Tustin, California 92780, 714-542-0637

Thu, Dec 10, 2015 – 1. The overall condition of the park along with the quality of life have deteriorated considerably since I purchased my mobilehome here in September 2006. This process appears to have begun at the time of the Leasehold Rights purchase by Kort & Scott in January 2005 and has accelerated after the conversion to a Family Park in 2007.

2. Past and ongoing lack of, and failure to, enforce the Tustin Village MHP Rules and Regulations. Items: 3, 5, 6, 7, 8, 10, 11, 12, 13, 14, 17, 18, 22, 27, 29, 31 and 34. I’ve estimated 100+ Title 25, HCD, and MRL Violations, well beyond the average. Information obtained from the MPM-PI Violation Booklet, Title 25 and the MRL.

3. Park Management itself continues to violate the Tustin Village MHP Rules and Regulations, specifically item number 7 regarding Accessory Equipment, Structures and Appliances, Section B, Sub-Section 8, Item (a) which states (a) Only new, not used, mobilehomes are permitted.

The above are 3 of 6 reasons listed for this resident walking away from their mobile home in Tustin Village Mobile Home Park. This is a 40 page PDF document outlining the deterioration of a Kort & Scott Financial Group mobile home park over the period of nine (9) years, from January 2005 thru November 2014.

This former resident is a Veteran and went through a voluntary foreclosure with the VA in November 2014. As of December 2015, the mobile home is still for sale, it's been on the market since February 2014. The VA continues to pay the space rent which is currently at $1,750 per month. The mobile home was originally purchased new in September 2006 for $125,000 from Enchanted Homes. Space rent started at $950 per month.

The above resident reached out to the Allegiance and has given us permission to publish this document with the stipulation that their identity remain anonymous. All names and any other personally identifiable resident information have been removed.

60 Days Notice of Intent to Vacate
File Type: PDF, Pages: 40, File Size: 7.2MB

Wed, Dec 9, 2015 – Treat others the same way you want them to treat you.

The Legislature finds and declares that increasing numbers of Californians live in manufactured homes and mobilehomes and that most of those living in such manufactured homes and mobilehomes reside in mobilehome parks. Because of the high cost of moving manufactured homes and mobilehomes, most owners of manufactured homes and mobilehomes reside within mobilehome parks for substantial periods of time. Because of the relatively permanent nature of residence in such parks and the substantial investment which a manufactured home or mobilehome represents, residents of mobilehome parks are entitled to live in conditions which assure their health, safety, general welfare, and a decent living environment, and which protect the investment of their manufactured homes and mobilehomes.

Tue, Dec 8, 2015 – Santa Clarita City Council Meeting Summary: Kort & Scott Financial Group purchased Sierra Mobile Home Park in October 2015. Sierra Corporate Management announced they were going to be managing the park in late October. This is a 55+ community with mostly fixed-income seniors.

Six residents spoke on behalf of both Sierra Mobile Home Park and Granada Villa Mobile Home Park. KSFG have owned the Granada Villa Mobile Home Park since 2002. The park has 176 spaces, only 11 spaces remain under the city's rent control protection.

One by one, there were 20+ residents in the audience and six residents who spoke, each resident utilized their three minutes effectively making their pleas to the Santa Clarita City Council for help. There were tears from the Allegiance while each of the residents spoke. Not only were the seniors speaking, there was a caretaker who spoke who attends to her brother who is a Disabled Veteran, she purchased a home in the park in 2010 so she could be close to him. Allegiance members watched the entire live broadcast and are supportive of the residents in Sierra Mobile Home Park and Granada Villa Mobile Home Park.

Please, watch the entire video starting at 00:16:35 where Sandra Lindner begins speaking. From that point forward, sit back and prepare for tears until 00:50:40. It is heart tugging to say the least. You must hear the comments from the Mayor and City Council Members towards the end.

Tue, Dec 8, 2015 – If you were served a three-day written notice along with a 60-day termination of tenancy, and you have not cured the default (paid your bill) within the 3-day period provided at the time the two (2) notices were served, SCM can consider your tenancy terminated after the first three-day written notice period has expired.

SCM have no legal obligation to accept your space rent during the remaining 57 days – there is no three-strikes rule. What does this mean? This means you may have only 57 days to move out. This means you may lose your mobile home.

Tue, Dec 8, 2015 Update – City of Carson – Mobilehome Rental Review Board Meeting (Video)
Wednesday, December 2, 2015, Begin: 00:21:50, Long-Term Lease Cash Offers: 01:19:00

Sat, Dec 5, 2015 – On Wed, Dec 2, 2015 at 6:00 PM, the City of Carson, California held a Mobilehome Rental Review Board meeting. Mr. Abraham Arrigotti, President of Sierra Corporate Management was present and asked by a board member if it was true that SCM were offering residents at Carson Gardens Trailer Lodge a $450 cash incentive to sign long-term leases?

Mr. Arrigotti responded with a "yes" and counsel (Thomas W. Casparian) for Sierra Corporate Management confirmed that this was legal and it is encouraged. As soon as we transcribe the video, we'll have a full article regarding what was said during that City Council Meeting.

Wed, Dec 2, 2015 Update – Members of the Allegiance attended the first GSMOL Telephone Townhall, it was excellent. We look forward to future GSMOL Telephone Townhall Meetings, thank you.

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Sat, Nov 28, 2015 – GSMOL is pleased to announce a new feature, our Telephone Townhall Meetings! Don’t miss our first Telephone Townhall on Wednesday, December 2, 2015 at 4:00 PM.

Telephone Townhall Meeting Topics

1. Park Rules and Regulations
   What Every Homeowner Needs to Know – Presented by Bruce Stanton
   4:00-4:45 PM (45 Minutes)
2. GSMOL Chapters
   What are they and why should I form one? – Presented by GSMOL Associate Manager Anne Anderson
   4:45-5:00 PM (15 Minutes)
3. Questions and Answers
   Answers from Bruce, Anne and others to pre-submitted questions from you.
   5:00-5:30 PM (30 Minutes)

What is a “Telephone Townhall”? Like a real townhall meeting we will bring together homeowners from all over the state to hear these presentations and answers to questions from homeowners. But you can do it from the comfort of your couch. The Telephone Townhall is essentially a huge conference call where participants can listen in to presentations from GSMOL leaders, attorneys, lobbyists and other experts.

You Must RSVP – Space is Limited!